Owning a home starts with a dream, let's Make it come true.

Great, now how do we get there?

Let’s talk finances first.

Knowing your numbers is not only integral to what you qualify for in a mortgage, its also important to know what your financial picture will look like as a whole. If you’re my client (or friend or family, or possibly just a stranger who’s made eye contact at some point) you’ve heard me say “it’s not just what you can afford, it’s what you want to afford” What do I mean by this? What is left over after your housing expenses and do you have enough remaining to allow you to do the travelling, reno’s or hobbies etc that are important to you. Real estate is just as much about lifestyle as is it is about housing. 

Don’t know where to start? You’re in luck, I have some dynamo mortgage mavens to connect you with, just reach out and ask! I recommend regularly checking your credit with both Transunion and Equifax to ensure you have time to fix any inacuracies prior to pre-qualifying for a mortgage.

The what, the how and the when.

Now that you’re  pre-approved and ready to rock, let’s sit down and figure out plan of action starting with area — if you aren’t familiar with Victoria I will help you narrow down the perfect neighbourhood. The type of home you’d like to purchase, whether that’s a single family with a big yard, town home with less maintenance, or even a trendy downtown condo with views. Next we will suss out the things that truly matter to you from schools, to amenities, to specific features of a home, I am always listening to your needs. 

The what, the how and the when.

Now that you’re  pre-approved and ready to rock, let’s sit down and figure out plan of action starting with area — if you aren’t familiar with Victoria I will help you narrow down the perfect neighbourhood. The type of home you’d like to purchase, whether that’s a single family with a big yard, town home with less maintenance, or even a trendy downtown condo with views. Next we will suss out the things that truly matter to you from schools, to amenities, to specific features of a home, I am always listening to your needs. 

We found it, now let’s get it.

When the market is hot, you absolutely need a savvy Realtor, this isn’t up for negotiation. From finding you the best options to locking it down we will insure you have the best opportunity to get inspected, the title reviewed, and have your offer in the lenders lap before we even present our offer if they are delaying the review. Insuring you’re prepared, have access to my team and connections, plus my excellent relationships with other agents will put you at the front of the pack. Agents know my clients will close on the deals they sign because they are qualified, prepared and protected. When we are not in competing offers we do have a bit more breathing room to work through the subjects. No matter the timeline I will be your fiercest advocate to get you into the home of your dreams.

This is it, the finish line. 

You made it! Documents are signed, funds and title have transferred, and you my friend, own a home. It does’t stop there though because our white glove service includes, re-keying, and cleaning if the home wasn’t left up to our sparkling standards. Let me greet you at your new home with Champagne, keys and some local goodies!

I’m here for the long haul.

I’m always here for questions, concerns and advice, lean on me – I have your back.

 

“Owning a home is a keystone of wealth…both financial affluence and emotional security.”

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